NEWS & RESOURCES
Stages of settlement & integration
To learn about opportunities for investing in migrant and refugee integration, start by clicking on the stages of settlement and integration below.
Stage 1: Settlement
In this immediate stage (0- 3 years) many newcomers face a diverse range of needs such as stable long-term housing, child-care, health services, education and employment. Micro-loans & social impact bonds are commonly used to address these needs.
Stage 2: Integration
In the second stage (3 – 5 years) integration becomes the primary objective. At this stage relevant social finance models move away from assisting individuals in their training & employment and toward enabling entrepreneurial newcomers to access capital.
Stage 3: Full Integration
In the third stage (beyond 5 years) it is anticipated that the newcomer is now integrated in Canadian society. It is important to recognize that integration is a two-way street, and social finance models in this stage focus on diversity and inclusion.
social finance Models
Meeting the diverse settlement and integration needs of migrants and refugees will require diverse models and approaches.




Trends & opportunities
Global migration trends
With over 60 million forcibly displaced people worldwide in 2015, investors of all stripes will need to deepen their understanding of the economic and social costs and benefits of migration.
The migrant share of total populations is increasing
In 2015, 3.3% of world’s population – 244 million people - were living in a country that is different than the country where they were born
The majority of global migrants are of working age
In 2015, 72 % of all international migrants were between the ages of 20 to 64 years, compared to 58 % of the total world’s population.
The economic impacts of migrants on their host communities depends
- not only on the socio-demographic characteristics of migrants but also - on the host country’s integration policies and the presence of an inclusive business culture.